| By Adam Dachis Top 10 Ways to Save Money with Your Smartphone
10. Find Fee-Free ATMs
9. Always Have Your Coupons
8. Use an App to Compare Prices When Shopping
7. Keep Digital Copies of Discount Cards
6. Actually Use Your Phone to Save Money
5. Save Money on Groceries
4. Get Cheap Gas
3. Make Calls Using VOIP
2. Don't Pay for Text Messages
1. Tether at Little to No Cost
Got any other great ways to save money with your smartphone? Let's hear 'em in the comments! You can follow Adam Dachis, the author of this post, on Twitter and Facebook. Twitter's the best way to contact him, too.
| June 25th, 2011 Top Stories
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Your smartphone might be an expensive pocket computer, but it can help make up for its high price tag by cutting costs in other ways. Here are our top 10 ways to save money with your smartphone.
ATM fees are ridiculously high, with many charging around $3 for a transaction outside of your bank. This is easily avoidable by simply checking for the nearest fee-free ATM using your bank's smartphone app. Most large banks have them for both iPhone and Android, and if not you can always save a bookmark for your bank's ATM locator page. Either way you'll be able to check in a pinch and avoid that hefty fee.
Coupons are an obvious way to save some cash, but you don't always have them with you. That's where coupon apps come in. They provide you with a large database of coupons for various stores so you always have them when you need them. There are tons of options, but 
When at a brick and mortar store, prices tend to be higher. If you've got a smartphone you can quickly check to see if any online prices are better than what you're seeing locally. You do this by scanning the barcode on the back of a product with your smartphone's camera and a price comparison app. For iPhone, we like 
Discount cards are really handy when you're shopping, but once they start to accumulate they become pretty much unmanageable—at least in the real world. Your smartphone, however, can store these cards for quick retrieval. While you could just take pictures of them and store them on your phone, a free app called 
If you're trying to save, it helps to put together a budget and track your spending. These are both things your smartphone can handle pretty well with just the right app. We like the free 
It's easy to just go out and pick the closest gas station, but generally one of the gas stations a bit our of the way is going to be your best bet. You don't want to venture off to a farther gas station just because it'll save you money, as often times the transport costs will eat up your savings, so a gas price finder app us really helpful to have in your pocket. We like GasBuddy on both 
Maybe you've got unlimited data. Maybe you're on Wi-Fi a lot. So long as you have a good means of keeping your phone connected you can start making VOIP calls to save your minutes. The simplest way to go about this is to just use Skype (for 
Text messages are a pricey add-on to your service plan but there are tons of apps that let you do it for free. Most notable is the free 
Cellphone carriers love to gouge you on tethering, but if you're paying a specific price for a data connection you should be able to use that connection however you want—especially if you're paying for a finite amount. To tether without the monthly fee on your iPhone you'll need to 
